Disclaimer

DISCLAIMER AND TERMS OF USE

 

ATTENTION: PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS BKB Insurance Agency, Inc. WEBSITE. BY USING THIS WEBSITE YOU INDICATE THAT YOU ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS (the "Terms"), DO NOT USE THIS WEBSITE.

This website is for general information only. The information presented at this site should not be construed to be formal accounting advice nor the formation of an accountant/client relationship. Please contact BKB Insurance Agency, Inc. at (718) 892-1000 for additional information.

No Rendering of Advice This site is for informational purposes only and should not be taken as accounting advice.

Accuracy of Information Tax laws and GAAP rules are revised constantly through new rules, pronouncements, and interpretations. While every effort is made to ensure this information is updated, there is the possibility that something might not be revised.

Disclaimer of Warranties and Limitations of Liability THE CONTENT OF THIS WEBSITE IS PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY.

IN NO EVENT WILL BKB Insurance Agency, Inc. ITS AFFILIATES, AGENTS OR OTHER THIRD PARTIES MENTIONED IN THIS WEBSITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES RESULTING FROM LOST PROFITS, LOSS OF PROSPECTIVE ECONOMIC ADVANTAGE, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS WEBSITE, ANY WEBSITES LINKED TO THIS WEBSITE, OR THE CONTENT CONTAINED ON ANY OR ALL SUCH WEBSITES, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM BY ANOTHER PARTY. IF YOUR USE OF THE CONTENT ON THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ALL COSTS THEREOF.

This website may contain typographical errors and technical inaccuracies. BKB Insurance Agency, Inc. assumes no liability or responsibility for any errors or omissions in the Content of this website.

Although BKB Insurance Agency, Inc. uses reasonable efforts to ensure that all software provided at this website is suitable for use on a wide variety of computer systems, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system. BKB Insurance Agency, Inc. may update and/or modify the information contained on this website at any time and without notice.

Links to Third Party Websites BKB Insurance Agency, Inc. may provide links to third party websites, and some of the content appearing to be on this website may in fact be supplied by third parties (e.g. instances of framing of third party websites or incorporation of content through framesets). BKB Insurance Agency, Inc. assumes no liability for any damages you may suffer from visiting such linked websites, including without limitation, damages caused by computer viruses, Trojan horses or other destructive/disruptive code which may be downloaded from such linked websites.

We are not responsible for any content contained within third party sites that are linked from any of our pages. Any links contained on this website shall not be construed as an endorsement by BKB Insurance Agency, Inc. of any such linked website. BKB Insurance Agency, Inc. has not reviewed or researched the full content on these linked websites and shall not be held responsible should you encounter any materials that may appear inaccurate, indecent or illegal. If you visit such a website that is linked to this website, please contact pberisha@bkbagency.com and we will determine if the link should be removed from this website.

Terms of use. If you breach any of these Terms, your authorization to use this website automatically terminates and you must immediately destroy any downloaded or printed Content.

BKB Insurance Agency, Inc. will aggressively enforce its intellectual property rights to the fullest extent of the law. If any provision of these Terms shall be unlawful, void or unenforceable for any reason, then any such provision shall be deemed severable to the extent that it is lawful, void or unenforceable, but shall not affect the validity or enforceability of the remaining provisions.

These terms are governed by the laws of the State of Illinois and the laws of the United States of America applicable therein without reference to the principles of conflicts of laws thereof. Any dispute arising from these Terms shall be resolved exclusively in the United States of America by the courts of the State of Illinois.

By using this website, you agree to be bound by these Terms and consent to the collection, use and storage of your information by BKB Insurance Agency, Inc. in the manner described in our privacy policy. BKB Insurance Agency, Inc. reserves the right to make changes to these Terms and our privacy policy from time to time. When using this website, you should review the current Terms and privacy policy to determine if they have been amended since your last visit.

 

 

PRIVACY POLICY

Maintaining your trust and confidence is one of our highest priorities. We respect your right to keep your personal information confidential. We hope that by taking a few moments to read this, you will have a better understanding of what we do with the information you provide us and how we keep it private and secure.

Types of Information We Collect

We collect certain personal information about you but only when you provide that information or when we obtain it with your authorization. We use that information to prepare your personal income tax returns and may also use it to provide you with various tax and financial planning services at your request.

Examples of sources from which we collect information include:

  • Interviews and phone calls from you,

  • Letters or emails from you,

  • Tax return or financial planning organizers, and

  • Financial history questionnaires.

Parties to Whom We Disclose Information

As a general rule, disclosure of personal information about our clients or former clients to anyone without their express permission is not permitted. However, to the extent permitted by law and any applicable state Code of Professional Conduct, certain nonpublic information about you may be disclosed in situations such as, but not limited to, the following:

  • To comply with a validly issued and enforceable subpoena or summons from federal, state or local government authorities;

  • In the course of a review of our firm's practices under the authorization of a state or national licensing board, or as necessary to properly respond to an inquiry or complaint from such a licensing board or organization;

  • As a part of any actual or threatened legal proceedings or alternative dispute resolution proceedings either initiated by or against us, provided we disclose only the information necessary to file, pursue, or defend against the lawsuit, and to take reasonable precautions to ensure that the information disclosed does not become a matter of public record; and

  • To provide information to affiliates of the firm and nonaffiliated third parties who perform services or functions for us in conjunction with our services to you, but only if we have a contractual agreement with the other party which prohibits them from disclosing, or using the information other than for the purposes for which it was disclosed. (Examples of such disclosures include using an outside service bureau to process tax returns or engaging a record -retention agency to store prior year records.)

Confidentiality and Security of Nonpublic personal information

Except as otherwise described in this notice and those disclosures authorized by you, we restrict access to nonpublic personal information about you to employees of our firm and other parties who must use that information to provide services to you. Their right to further disclose and use the information is limited by the policies of our firm, applicable law, our Code of Professional Conduct, and nondisclosure agreements where appropriate. We also maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulations to guard your personal information from unauthorized access, alteration, or premature destruction.

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